tools, resources and services

What We Offer

Planning for your senior years is an ongoing process and we're here to help you feel secure and prepared every step of the way. View our proactive planning services below and contact us to get started today!

Legal and Finance Planning

Figuring out which legal and financial resources are needed beyond retirement and end-of-life planning can be overwhelming. From creating end-of-life documents to determining a financial plan, Encore Advocates is here to guide you. We provide step-by-step guidance with resources and vetted referrals so that you are left with a secure plan.

Why a Financial Advisor is Important
A financial advisor will guide you through creating a plan that will not burden you or your loved ones and is not one-size-fits-all—there are financial advisors for different needs, including Long Term Care. We will advise you, through our trusted referrals, which one is best suited for your situation.

Choosing An Attorney:
You will want to focus on acquiring documents and resources after choosing an attorney to plan for end-of-life needs. Some of these items will include your Last Will & Testament, Medical and Financial Power of Attorney, and understanding Elder Law. Referrals are the best way to choose an attorney, and that is why we are here to help you determine which attorney fits your specific needs.

Other Items To Think About:
Financial and end-of-life planning are essential, and there may be needs you have not considered. Relocation Specialists will help you determine where and how you want to live during your senior years, and funeral pre-planning creates advantages to ease the burden while tying up loose ends after you pass.

Insurance: What It Is and Why It's Needed

End-of-life planning should include plans around insurance, including life, home, and health insurance. Finding the right insurance can be tricky, but we are here to guide you and refer you to the best agents in the business.

Life Insurance Explained
Whole Life and Term Life insurance are great tools to ease the financial burden during your senior years. Encore Advocates is to advise you on which insurance makes the most sense within your current budget.

Home & Health Insurance
Many different companies provide home and health insurance for seniors. We will guide you to the proper referral to help you discern what coverage is best for your needs and plans in retirement and beyond.

Long-Term Care and Why You Should Plan For It
A long-term care policy is essential, as it removes the financial burden from your loved ones in case you need nursing home care, home health care, assisted living care, or adult daycare. Because you may need care-taking assistance later in life, we are here to guide you through the process of deciding which plan is best for you and your family.

Home Mortgages: A Breakdown of the Different Types for When You Retire

It is ideal to think through which type of mortgage is best if you plan to stay in your home. Many benefits include earning equity, potential passive income, tax benefits, aging in place, and more.

Reverse Mortgage Loan 
This type of mortgage loan allows homeowners to convert their home equity into supplemental income for their senior years. It is ideal for those who plan to age in place.

Standard Mortgage 
If you plan to either downsize or age in place, we have specialists to assist with finding the right coverage for you, including finding discounts that may be available to you.

Real Estate Needs for End-of-Life Planning

While we pair you with trusted and vetted providers for the Proactive Planning Services that we offer, our Real Estate Services are OUR EXPERTISE!  This is where we personally take care of your needs from start to finish.  If you have not discussed estate plans for your senior years with your loved ones, Encore Advocates is here to help you create a stress-free plan.

Encore Advocates has access to highly qualified and vetted realtors in your area. We will pair you with the right Senior Specialist Designated Realtor who will walk with you every step of the way. They are experienced in all aspects of preparing your home for the best return on investment and least stressful experience, helping to cushion the burden through a stressful transition.

Proactively Planning Your Move
Planning includes thinking through a real estate strategy that compliments the lifestyle you plan to live during your senior years or plan in case of sudden death. Encore Advocates will walk you through how to plan for the sale of the estate, prepare you for what to expect through the process, and provide details that will need to be handled when the time arrives.

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Learn How Our Services Work

With our team of experts and proven processes in place we can help you plan for your retirement years and beyond. Let us help you enjoy aging and giving you and your family a peace of mind.
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